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Follow Cluckie, Paterson and Harle INsurance Brokers latest news. We are here to keep you informed and protected.

COVID updates

Clients experiencing financial difficulties On the 18th May 2020, the Financial Conduct Authority introduced new measures for insurance and premium finance firms to help clients in financial difficulty. Should you be experiencing financial hardship, or if things change at work or home, we may be able to help by: Re-assessing …


What’s an ERN?

What’s an ERN? An Employer Reference Number (ERN) is given to every business that registers with HMRC and serves to identify you as an employer for employee income tax and national insurance (NI) purposes. It’s a unique set of letters and numbers used by the Treasury to identify your company …


Covid-19 Update

COVID-19: Potential exposures to directors and senior managers Claims culture and worker safety are hitting the headlines with some parts of the UK starting to return to work. Companies House data in February and March shows the emergence of 45 newly incorporated limited companies that contain the words ‘corona’ or …

Unoccupied premises

Unoccupied premises

With the UK being in lockdown for the last couple of weeks, many business premises are currently no longer in daily use. Business owners should be aware of unoccupancy conditions on their insurance policy that may apply as a result of this. General guidance around this topic: · It is …

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